Identity theft is serious crime that has affected thousands of people across the world. With the advent of new financial technologies line internet marketing and credit card systems the need for further identity theft protection and better identity theft check system has increased. This is why every individual should protect themselves from identity theft.
Identity theft works because personal information is considered valuable in the criminal market. This is because your personal information can be used to open new credit accounts, take loans, and even to get documents from the government like passports and drivers licenses. By protecting your personal information you are not only protecting yourself, but also protecting your family, the government, and the economy as well. Identity theft cost world governments and financial institutions millions of dollars per year and helps aggravate the world financial crisis.
But what are the signs that you are a victim of identity theft and other types of credit identity theft? There are a lot of useful and effective identity theft check systems in place that you can use to make sure that you are not a victim of credit identity theft.
There are several signs that you are a victim of identity theft, here are some of them. Mail you expect from your bank or lending institution has not arrived or if you are not receiving any mail at all. You receive billing statements, invoices, and receipts for services or products that you do not use or have no affiliation with at all. You receive letters from debt collectors and solicitors for debts that you have not incurred. A mobile phone contract has your name on it even if you did not apply for it. Financial institutions contact you to seek payment for an outstanding debt that you have no knowledge of. If these things happen to you, you may be a victim of identity theft.
There are also active identity theft check systems that you can use to see if you are a victim of identity theft. One is to check your credit reports and credit ratings for possible anomalies. These reports are from the approved credit reference agencies and are very effective against credit identity theft. Another is to check with government agencies to see when the last record change of copy of record request like a new driver s license has been filed so that if any dates appear wherein you are not the one to request the file, you will know that someone is trying to steal your identity documents. You should also check with the post office if there has been any request for mail redirection which sends all of your mail to a different address which is a common technique for identity theft.
On the internet there are also last access times and records to see if someone else has been using your accounts. Identity theft can be stopped if every citizen is active in protecting and guarding their identities. Secure your personal information now and check if you have been a victim of identity theft.
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This article has been provided by http://www.free-credit-reports.com , where you can compare credit report and identity theft protection services with this comprehensive chart of all credit report and credit score service providers.
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