As you may be aware of, an universal San Jose life insurance, if structured for that objective, can be a great supply of supplemental revenue in retirement. Personally, I find offering my customers life insurance coverage for that purpose very exciting as a result of it can be actually a phenomenal source of money.
Naturally, my purchasers and I've many conversations about retirement and once in a while someone shares with me that they plan on working for their total lives because they take pleasure in it. Hey, I can actually respect that, especially if you work since you take pleasure in it! Greater than usually, we do must be reminded of actuality though and this reality was once again revealed at present nowhere else but on Yahoo Finance within the article known as 5 Retirement Myths. One of many retirement myths was referred to as: "You can decide your retirement date." It provided for some very attention-grabbing analysis:
"It's definitely prudent to estimate when you want to retire and save and plan for that goal. However retirement usually occurs while you're making different plans. In line with an Employee Profit Research Institute survey conducted in March, 2010:
Whereas just 9 p.c of current staff say they plan to retire before age 60, 31 % of retirees left the workforce of their 50s.
And whereas a couple of quarter (24 p.c) of staff intention to work until age 70, just 8 percent of present retirees managed to remain employed that long.
Actually, 41 percent of retirees say they left the workforce sooner than deliberate, typically because of a well being problem or disability (54 percent), layoff or enterprise closure (26 percent), or to care for a partner or other member of the family (19 p.c)."
Attention-grabbing but not that shocking, isn't it? Our our bodies do usually start breaking down much earlier than we had anticipated, that is simply the character of the impermanent world we live in. These numbers communicate for themselves - the date we retire will not be always our choice. My recommendation? Plan for an energetic retirement if that's what your heart desire however when it comes to your funds - plan to be financially unbiased early. Give me a call and let's chat how San Jose life insurance products and annuities may be a part of your financial security in the future.
Author Resource:
For those who stay in San Jose, Bay Area or wherever in California for that matter, feel free to name me or contact me via the ABOUT section of my San Jose Life Insurance blog. Let's select together a San Jose life insurance policy that will suit your needs the best. Live well!
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