When looking for cheap auto insurance the tendency is to want to go online shopping, get some comparison quotes and pick the least expensive. However, it's a good idea to also consider which of the insurers providing the quotes is the best one for you.It's impossible to brand any insurance company as the "best insurance company" because each of us has different needs and no insurance company can be the best at meeting everybody's unique needs. You have to consider the factors that are important to you, and yes, if price is the single most important factor to you then the company with the lowest price is the best one for you.For others however, other factors may come into play. For example, you might want to consider the company's financial stability or the flexibility they offer through different coverage schemes or perhaps customer service or claims service is more important to you. The point is, you have to figure out what's important for you and make sure that the company you select can meet those needs.For me, the most important things to consider when selecting an insurance company is:1- Do they offer the coverage I want?
2- Is the price being quoted competitive?
3- Are they financially stable - will they be around to pay up if I ever have to make a claim?
4- Are they approved to provide insurance coverage in my state?
5- Do they have a good reputation when it comes to customer service and claims handling?Obviously, coverage and price are the two factors that will vary most for each individual as our needs are different and the factors that drive price like age, driving and claims record and location are all different but financial stability of the company and customer service are universal.Once again, it's a question of knowing what you want and doing your homework to find the best cheap auto insurance available for you.