You may be one of the many people who live their entire life believing that money is difficult to come by. Personally, I don't buy into that myth, and I've always had a surplus in the bank to show for it. Instead, I believe the perpetual lack of any form of steady, dependable income can be attributed to 3 underlying concepts, and in this article I explain what they are and how to overcome them.
1. Identify your wants.
Do you really want to make money easy?
Anyone who has ever had a true desire for something knows one thing for sure: they will not take "no" for an answer. If there's a problem, they'll find a solution. If there's a question, they'll seek the answer. Someone who really wants a new car won't say, "I can't afford it." They'll say, "HOW can I afford it?"
So tell me then, do you want to learn how to make money easy? Are you sure you have what it takes? Are you saying to yourself, "I don't know how to make money," or are you saying "How do I find out?" The information is there, if you're willing to look hard enough for it.
2. Live below your means.
I believe the next major reason 45% of Americans live paycheck to paycheck is that they spend more than they make. This is something I've never understood -- people spend thousands and thousands of dollars on things they don't really need: designer clothes, frivolous technology, expensive coffees. You're never going to make any money if you're constantly throwing it down a bottomless pit. Here are a couple quick tips to get you started living below your means.
- Set up a budget, so you can clearly see what you can afford to spend.
- Before you buy, wait a week, then see if you still want it. You'd be surprised how much this rules out.
- Only spend the money that you have. Pay with cash or, better yet, debit. Track your spending with a service like Mint.com
- Sell or donate unnecessary belongings. Simplify you life, and bring in extra money to pay off debt or save for future investment.
3. Invest your money into assets.
This is the really crucial part. The other steps will help put you in the position to make money easy, but assets are what actually make you rich. An asset is anything that puts money in your pocket (contrary to popular belief, your house and its money-sucking mortgage does not fall under this category.) An asset can be the stock market, a home you rent out or, as in my case, an online business you run. It can even be as simple as a high-interest online savings account.
When you're getting started, the value of your assets isn't what's important, so much as the initiative they represent. Most people worry about getting the bills paid, and immediately spend whatever's left over. They are apparently content living this way. Getting to a place in your life where you're able to make money easy isn't difficult, but it does require conscious effort and a plan.
Cut down on your spending. Get out of debt. Start saving your money. Keep an eye out for opportunity. Do your research -- learn how money works. Build up your knowledge and experience. Get started on the right foot today, and your financial future will be bright!
Author Resource:
CB Michaels is a longtime producer of informative content and an expert writer, and nowadays approaches topics such as canvas window awnings and aluminum patio covers .
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