Any discrepancies will normally be noted and uninsured drivers will be receiving a short, but rather angry letter! With fines of up to ?5,000 (and eight penalty points) for not insuring a motor with the potential to have the motor impounded and crushed if you don't comply, now may be the time for some motorists to start a search for automobile insurance protection quotes.
Cost cutting corners
There are plenty of automobile insurance policy comparing websites available and many will offer access to excellent prices on insurance protection. If you are amongst the estimated one million drivers in the UK who has been driving on the wrong side of the law, there are probably some simple reasons. It most likely will be that you're a dodgy criminal type - though the chances are you need a car but the expense of running it seem to going up faster than a boy-racer on a motorway. There are a few reasons why motor car insurance may be too pricey, amongst them your age and driving record.
Downsizing to save
If the squeeze of automobile insurance protection has driven you out of the insurance market but you are still driving, the chance of getting caught out are increasing this year and it will be pricey. If you have penalties on your licence or you have had an claim that has caused your prices to soar then you should want to consider downgrading insurance protection to the basic Third Party kind. Third party is the lowest level of insurance cover that you can legally hold and it might turn out to be more affordable than you think - when you spend some time doing your research. Increasing your voluntary insurance excess on the policy could also make it more affordable. You could upgrade to a better level of cover and shrink your insurance excess in the the future when you've spent some time claim, or at least claim, free.
Don't forget the the bus?
Whatever the reason for driving uninsured it will no longer be a cost effective option! The initial fine of ?100 for uninsured drivers may seem more affordable than the cost of even a basic car insurance policy; but remember if you don't get insured after being fined, you may be faced with much bigger fines and penalties including waving goodbye to your car for good - and spending a lot of money on bus fares in the future. Using an insurance broker or car insurance comparison site now will mean that you can stay legal, stay safe and stay on the roads!
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Make sure you shop around to find the best car insurance that has suitable protection for your exact insurance needs! Always compare car insurance with trusted online comparison sites
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