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US Visitor Insurance Policies Offer Valuable Coverage at Affordable Price



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By : Melville Dubois    29 or more times read
Submitted 2011-06-11 08:20:25
You never know what may arise when you are travelling. In cases of unexpected medical conditions or accidents that arise when visiting the US, visitor insurance USA can provide valuable medical coverage.

Affordable visitors insurance for USA visitors is a good idea for tourists visiting the US, those who are purchasing time with loved ones in the US and those who are bound in a student exchange program, as everyone is expected to pay for medical services received when staying in the US.

Getting ill or injured in the US without visitors insurance USA can greatly harm your expenses. Not being covered in the case of an critical situation or illness can result in thousands of dollars in medical expenditure. As a foreign visitor to the US, you are scheduled to pay your bills, regardless of your insurance coverage.

While the US may offer some of the best medical care in the world, it can be very high-priced if for those who don't have medical insurance. US visitor insurance extend coverage for non-US citizens who are moving outside of their home country for a minimum of 10 days, up to a maximum of two years.

Visitor Insurance in USA typically offers in-patient coverage for hospital services, out-patient coverage for doctor visits and procedures, diagnostic test coverage and some prescription drug coverage. Most plans don't comprise coverage for pre-existing illnesses and conditions, including chronic illnesses like blood pressure, diabetes, heart diseases and kidney disease.

USA visitors insurance is accessible in the form of two different types of plans: Comprehensive and Basic. Comprehensive visitor insurance offer coverage for non- US citizen travelling outside of their home country for a minimum of 10 days up to two years. These plans include an option for leisure and sports options, and include plan maximums of up to $1,000,000 for non-US citizens and up to $200,000,000 for US citizens.

Basic visitor insurance for USA is available for non-US citizens traveling outside of their home country. It's aimed for globetrotters and people who are visiting loved ones in the US. Plan highlights include benefit maximums of up to $100,000 for the life of the plan. Deductibles ranging from $0-$100 are applied per coverage period.

When roaming to the US, see how eminent cheap visitor insurance in USA can be for both you and your family. With proper coverage, you won't have to worry should you suddenly need medical care while travelling in the US.

Author Resource:

Melville Dubois frequently writes about good visitors insurance for USA

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