Everyone requires an assurance of safety and security while we are scouting for that perfect insurance coverage. However, a lot of things need careful consideration before we zero in on a particular insurance policy, affordability and coverage being primary concerns. The short term health insurance ensures financial safety and security even when we are not covered by a long term policy for an extended period of time.
The Assurant short term health insurance plan is an extremely smart and affordable policy that provides extensive coverage at affordable prices. It is an ideal policy to protect someone who is waiting for employer sponsored coverage to begun or is between jobs.
Assurant short term medical insurance policy offers options for preferential deductible amounts and co-insurance, as well as next-day coverage. The validity period for the policy could range from 30 to 360 days, as per personal policy requisites. Payments for the policy could be facilitated through easy monthly installments, while a 20% discount is allowed against payment upfront. The policy also allows preferential, personalized hospitalization and medication options.
Treatments for medical pre-conditions, financial/medical benefits facilitating preventive care and routine physical check-ups are not offered policy coverage. The Assurant temporary medical insurance also doesn't cover immunizations and inoculations, dental care or ophthalmic diagnostics/care.
Golden Rule short term insurance policy is also an extremely reliable short term coverage options, ideal for brief intervals between primary insurance coverage. Available at extremely attractive prices, it offers reliable and responsive coverage in emergencies even during international trips. Golden Rule insurance policy is the ideal protection policy to tackle those anxieties that often appear during financial and professional slowdowns.
The inclusive and extensive coverage of the Golden Rule medical insurance policy includes emergency hospitalization (semi-private room) and physician's consultations. The insurance policy also covers expenses incurred for prescribed diagnostics, pharmaceutical administrations and necessary tissue/organ transplants. Essential services of an ancillary nature like ambulance, intensive care units etc are also covered by the insurance policy.
Golden Rule short term insurance policy doesn't reimburse expenses incurred for dental treatments, medical pre-conditions, and maternity care or hospital admissions for existing ailments. This policy also does not include regular medical check-ups, immunizations and preventive treatments.
Residents of the U.S., who are under 64 years of age can avail of short term medical insurance coverage. A short medical questionnaire is to be answered by the applicant before coverage is approved. Policy maximums range from $750,000 to $2 million.
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