Articles Service - Marketing And Unique Articles - Online Directory - Quick Promotion - Free Contents


   

5 Factors That Will Help You Get Cheap Motorbike Insurance



[Valid RSS feed]  Category Rss Feed - http://www.look4articles.com/rss.php?rss=233
By : Karen Bellmont    29 or more times read
Submitted 2010-06-30 16:44:14
Where can you find cheap motorbike insurance? Certain factors affect how the companies will rate your premium such as:

1) Your bike - as with cars, if you have the newest, flashiest more expensive model then you will pay a higher price. If you are new to motorbikes, it is a good idea to go for an older model to start with. Apart from reducing your policy charges, it is better to practice your new skills on an ancient motorcycle than a pristine machine.

2) How long you had your license? If you have only just qualified the chances of you being in an accident are statistically quite high and this will make the accessor nervous. You can improve your risk profile if you complete some advanced courses and post your certificates to your insurance company.

3) Your age - again statistically teenagers and younger drivers are more likely to have accidents due to immaturity combined with a lack of driving experience. Not all young drivers behave irresponsibly but they do end up paying the price of the others. All you can really do is prove that you are responsible and mature by not getting into any trouble and steering clear of accidents. Building up your no claims bonus is one way to reduce future costs.

4) How you intend to use your bike? - If you are going to travel to work every day, you will pay higher charges than someone who only uses it for casual outings at the weekend. The problem doesn't always lie with the biker but with irresponsible car drivers who appear to think bike owners are both invisible and invincible. If they run over you, you will walk away. Unfortunately as we all know this is not the case. Also where you park your bike will affect your policy.

5) Your driving history will be taken into account including any accidents you had while driving a motor vehicle. Yes I know it is like comparing apples and oranges but the actuaries are looking for trends.

So now you know how they access your application, what other tricks can you use to drive down your premiums?

You need to shop around for quotes as they can vary considerably from one insurer to the next. You need to raise your deductibles. If they see that you are prepared to take on some of the risk, they will reward you with lower costs.

If possible try to fit security features to your bike to help prevent it being stolen i.e. alarms and immobilizers'. Park your bike in the garage and not on the drive. If you don't use the bike for work, you should qualify for a discount as your mileage and therefore your chance of being in an accident is lower.

Another way to reduce your costs is to make sure you are not over insured as some policies such as your household or medical may provide overlapping similar cover. Cheap motorbike insurance is available; you now know how to get it!

Author Resource:

Want More Free Information

Click here Cheap Motorbike Insurance

Free Tips and Information http://cheapinsuranceforeveryone.com

Related Articles


HTML Ready Article. Click on the "Copy" button to copy into your clipboard.




Firefox users please select/copy/paste as usual


New Members
select
Sign up
select
Learn more
ASK It!
ASK It!

 
Directory Menu
Home
Login to Directory
Submit Articles
Submission Guidelines
Top Articles
Link Directory
About Us
Articles Directory Advertisement
Articles Directory Advertisement Media Kit
Contact Us
Privacy Policy
RSS Feeds


Categories

Accessories
Advice
Aging
Arts
Arts and Crafts
Automotive
Break-up
Business
Business Management
Cancer Survival
Career
Cars and Trucks
CGI
Cheating
Coding Sites
Computers
Computers and Technology
Cooking
Crafts
Culture
Current Affairs
Databases
Death
Education
Entertainment
Etiquette
Family Concerns
Film
Finances
Food and Drinks
Gardening
Healthy Living
Holidays
Home
Home Management
Internet
Jobs
Leadership
Legal
Medical
Medical Business
Medicines and Remedies
Men Only
Motorcyles
Opinions
Our Pets
Outdoors
Parenting
Pets
Recreation
Relationships
Religion
Self Help
Self Improvement
Society
Sports
Staying Fit
Technology
Travel
Web Design
Weddings
Wellness, Fitness and Di
Women Only
Womens Interest
World Affairs
Writing
 
Actions
Print This Article
Add To Favorites
[Valid RSS feed]

Copyright LOOK 4 ARTICLES FREE DIRECTORY - 2005-2012 - Powered By: HYIP