Walmart money card is principally a pre-paid card and by depositing money directly into your account, cash will be made available to you straight away. The Walmart money prepaid card accepts money from an additional credit account to your credit account, direct deposits of your pay stubs or any additional approach which you would wish to employ to load up your card.
Tracking your card balance is easy and can be done online as a result of you using the capailities of receiving account alerts on your cell phone. No credit assessment is vital to attain this card and you are able to pretty much use this prepaid card for anything you like such as having to pay bills, purchasing groceries, renting a vehicle, purchasing airplane tickets etc.
At first glance this appears to be a great option for folks but there are additional charges that should be taken into consideration. Starting an account meant for this particular card at any Walmart store is quick as well as simple. There is an initial monthly fee of $8.94, but this fee is reduced later to $4.94 per month. Each time you try to load your account with added money, there may be an added cost of $4.94. It is better to make larger deposits so that you do not get charged repeatedly for small amounts that you keep loading into it. Then again, yet better, it is better to have a direct deposit account seeing as that is free of charge. There will be a check cashing fee of $3 but if you cash a check to reload your account, which is free.
If you require to withdraw money at ATM withdrawals inside a Walmart store, it is no charge however if you make an effort to do it somewhere else, there would be a cost of $1.95. Just to check your balance is a fee of seventy five cents in non-Walmart ATM's. Monthly paper record will cost you $3, consequently it is advisable to ensure your statements on the web given that that may be more economical.
A Walmart money card is good way to keep your funds secure; you can avoid overdraft charges or fees. It is sensible method to keep your funds in check. However, it may not be the best option for you if you compare it with Account Now Visa card.
No matter what your credit history is, there is a hundred percent probability of being okayed for it. In fact, you will be guaranteed approval even if you are in chex systems, have had a bankruptcy or no credit at all. It is a fantastic substitute to a checking account. Credit is approved for you to buy things as well as using your new account to pay bills plus write checks.
Using a free service referred to as bill pay, you are able to compose personal checks. This is a service that is made available to every account now visa cardholder. This is how it works: proceed on the internet plus fill in the particulars of the business or individual you desire to write the check to, address, furthermore the sum you need to pay. A real physical check will then be mailed to the company or the individual. This is surely a good method to pay your bills. The first seven checks you write every month will be free of charge and you can also use your card to make purchases online or over the phone.
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To check your prepaid card balances online visit myprepaidbalance.com or to check out another prepaid card option visit mypremiercreditcard
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