Road accidents have become commonplace. Every day some or the other person loses his or her life or gets injured severely in a car accident or a road accident. When one gets hurt due to his or her own mistake or carelessness, the pain is bearable. But when one finds himself in the worst possible predicament because someone else was driving under the influence of alcohol or drug and did not care to drive safely, then there is a sense of injustice that eats at the nerves. The road accident claims are a way to dislodge this sense of insecurity but somehow not enough.
Accident claims were also devised as a means to stop the incidences of such reckless accidents and mishaps and also bring the miscreants to book and make them liable to pay the compensation claims. It was believed that these claims would deter the people from committing such mistakes in future. But none of it actually happened and even after repeatedly paying the claims, people do not seem to be keen on being careful while driving or otherwise.
These personal injury claims are not only restricted to car accidents or occasional slips and trips for which other person or institution is responsible. These claims also arise in case of medical negligence. The newspapers continuously report such incidences where patients have lost their lives because of negligence on part of the medical practitioners or their attendants. Though no amount of compensation is enough to compensate the loss of a human life or impairment of certain body parts, but it still serves as a form of justice rendered to the person who suffered on account of medical negligence.
The compensation claims are meant to hold the people responsible and punishable for the mistakes committed by them that led to other people incurring severe bodily injuries and trauma. Additionally, the amount from these road accident claims can help to bear the expenses of treatment. The cost of healthcare and medical cures has risen monumentally and even something as small as an Electro cardiogram can run into hundreds of dollars. Many people have health insurance plans to cover them against such cataclysmic events. But these health insurance policies cover only those health ailments or accidents which have been mentioned in the insurance contract.
Suppose you register an insurance claim for whiplash injury but at the time of buying the contract you did not mention it as one of the circumstances for making claim. If this is the case, then the insurance company may refuse to entertain your claim and in absence of personal injury claims, you will end up paying for the treatment and medicines out of your own pocket or savings.
So, next time you find yourself in any predicament for which you are not responsible, then appoint a solicitor immediately to make effective representation for accident claims.
Author Resource:
Keith Morrisroe is the author of this article on Personal injury claim .
Find more information about Compensation claims here.
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