One type of discount you should ask about is a safe driver discount. If you haven't had any claims or tickets in the past few years, then you may be eligible. Companies are willing to reward people who drive safely, since they pose less of a risk to the company. Just remember, companies will check your record to verify you have a clean record.
Discounts for Multiple Policies
There are also discounts for multiple policies with one company. If you have insurance policies with a particular company, it's a good idea to check their car insurance quotes. Then you can ask about a discount for carrying several policies with their company. Many insurers will give you a nice discount, of 10-20% in this case.
Multiple Driver or Vehicle Discounts
If you are insuring multiple drivers or vehicles on the same policy, this is another time you should ask about a discount. You'll be spending more money when you insure more drivers or a couple vehicles at a time. Because of this, usually insurers are happy to give you a nice discount to get your business.
Low Mileage Discounts
There are also low mileage discounts available if you don't drive a lot. Many companies will check ask you how many miles you drive on a regular basis. Those who don't do a lot of driving are usually eligible for a discount when they get car insurance quotes. However, in most cases, you'll have to report your mileage every six months or so if you want to continue to get this discount.
Discounts for Safety or Security Features
Often you can get a nice discount if you have special safety or security features on your vehicle. Some of the safety features that can help you save include anti lock breaks, airbags, and automatic seatbelts. Anti theft devices, such as OnStar, car alarms, and ignition cut off switches can also end up helping you to save.
Buying Online
Purchasing your vehicle insurance online can end up helping you save too. Most companies will give you a better deal if you get your car insurance quotes online and then make the final purchase online. It saves them money when you buy online, and they'll be happy to pass on that savings to you. Depending on the insurer, you can save from 5-20% when you simply purchase on the web.