Walmart money card is essentially a pre-paid card plus by depositing funds directly into your account, funds may be made accessible to you directly. The Walmart money prepaid card accepts money from a different credit account to your personal account, direct deposits of your pay stubs or any other method that you will want to employ to refill your card.
Tracking your card balance is easy and can be done online as a result of you using the capailities of receiving account alerts on your cell phone. No credit check is required to acquire this particular card as well as you can pretty much employ this card for whatever thing you want such as having to pay expenses, purchasing groceries, renting a van, paying for airline tickets etc.
Apparently, this seems like a good option for many people; however, you should also be aware of all the charges that come with it. Establishing an account for this card at any Walmart store is immediate plus straightforward. There is an initial monthly fee of $8.94, but this fee is reduced later to $4.94 per month. Each time you try to load your personal account with added cash, there will be an extra fee of $4.94. The best way to handle this issue is to make larger deposits instead of constantly making smaller deposits and accumulating fees. Then again, still better, it is simpler to own a direct deposit personal account since that is free of charge. There will be a check cashing fee of $3 but if you cash a check to reload your account, which is free.
If you would like to take out currency at ATM withdrawals inside a Walmart store, it is no charge but if you make an effort to do it somewhere else, there will be a price of $1.95. Checking your balance will cost you $.75 in ATMs that are not located in a Walmart store. Monthly paper record would cost you $3, so it is highly recommended to confirm your statements online because that would be more economical.
A Walmart money card is good way to keep your funds secure; you can avoid overdraft charges or fees. It is intelligent manner to keep your finances in check. Some may argue that is may not be a better option than using the AccountNow Visa card.
No matter what your credit history has been, there is a 100% possibility of being accepted for it. In fact, you will be guaranteed approval even if you are in chex systems, have had a bankruptcy or no credit at all. It has been a great substitute to a checking account. Credit is approved for you to buy things as well as using your new account to pay bills plus write checks.
Utilizing a free service termed bill pay, you can write checks. Every Walmart prepaid card holder is entitled to use this particular service. This is how it works: proceed online as well as fill in the fine points of the corporation or person you desire to write the check to, address, and the sum you need to pay. A real physical check will then be mailed to the company or the individual. This is unquestionably a great method to pay your bills. The first seven checks you write every month will be free of charge and you can also use your card to make purchases online or over the phone.
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To check your prepaid card balances online visit myprepaidbalance.com or to check out another prepaid card option visit mypremiercreditcard
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