Expressing concern not only about inoculations but also about insurance coverage is a friend who is about to embark on a trip abroad. What were recommended by her doctor in this case were medicines against tetanus and hepatitis. What you will hear from this inveterate traveler is to take the shots, make a couple of phone calls, and have a good trip. You can get the latest information on the health situation abroad if you place a call to the Centers for Disease Control in Atlanta and if you are looking for further advice regarding health issues or other important warnings ranging from crime statistics to political unrest that might affect your travels then you should consult with the State Department's Citizens Emergency Center in Washington.
Considering that no inoculations are required, vaccines will be able to do as much to allay underlying anxieties as to assure good health if there are no inoculations required. Since you will be journeying far from hearth and home in this case, you will be provided with peace of mind. The need for extra insurance coverage may be another question in this case. Since this is a healthy question, the answer should be a matter of common sense. Your decision on the kind of insurance coverage to purchase should be influenced by your itinerary.
You may be traveling alone or as part of a small group of travelers in this case and if your destination is a remote and primitive part of the world where there are no hospitals, no medical supplies, few physicians, and where you are not likely to find anyone who speaks English then you will have a lifeline in extra medical coverage. In the case where you will be going to Stockholm where medical facilities are sophisticated and physicians are abundant and where English is a second language, added insurance is more reassuring than necessary. Considering this, you will be able to select from a broad spectrum of travel insurance plans.
When it comes to travel insurance plans, there are two basic categories namely medical coverage and travel assistance plans. If you have medical coverage, you will be able to pay for medical treatment such as emergency surgery, hospitalization, and prescription drugs. It is possible for travel assistance to cover travel costs for family or friend to a patient's bedside, repatriation of children stranded abroad by illness of a parent or guardian, health related emergencies such as patient evacuation to a nearby hospital, and referral to English speaking physicians. For this coverage, translators' fees, lost luggage, and legal referrals are included. With regard to single adults, plans ranging from $35 to about $60 for a 14 day policy are provided by some companies. Taking the benefits offered by insurance agencies into consideration, they vary substantially and so you need to first compare several plans. Apart from subscriber access to 24 hour telephone customer service hot lines, you should also take various policy limits on dismemberment, non-emergency situations, pre-existing conditions, accidental death, flight delay and trip cancellations into consideration.
Another thing you should check is whether your current policies are valid for travel within the United States. Also consider checking how far you must be from home for the policy to become effective. When signing a contract, avoid duplicating any new offers for medical and property loss benefits by carefully reading your regular personal health and homeowner's insurance policies.
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