Are you thinking of going on a long journey? However, wonder how one can carefully drive all the distance alone? You can have another driver with you, and so they could take over driving should you really feel drowsy. If that's a possibility you are looking at you could possibly contemplate getting 1 day car insurance to safeguard your car and your self, while it's being driven by another person. It might be you want to take a test drive of a vehicle, well once again 1 day car insurance will offer security whilst you do your test drive. This type of brief time period automobile insurance means you'll be able to drive somebody else's vehicle, or indeed someone else can safely your car, and have full protection while doing so.
One day car insurance policies are designed to fulfill the short-term and quick necessities of the motorists within the UK. These insurance policies typically hold a protection starting from one to twenty eight days. The cover is for motor accident, fire, theft or different damages suffered on the vehicle. The legal obligations of these incidents and third party claims, if any, additionally fall under the umbrella of the single-day or one day car insurance policies. Studying the terms and conditions related to these policies is vital so you are conscious of any particular exclusions.
Till a number of years ago, you probably had never heard of one day car insurance or short-term automobile insurance for that matter. A automobile on the street was theoretically supposed to be insured by the holder of the automobile and there was no insurance cover related concerns for the person taking a car on hire or loaning the car from a acquaintance. However with cut-throat competition coming to the industry, the insurance cover firms are providing brief term and temporary auto insurance cover services to the users of the auto. Insurance cover is now moving its basis from being the holders prerogative to being a driver's due. So much so, that in case you plan to take a car on hire from a vehicle hire business or use your friend's car for a day, you can also go in for one day vehicle cover policy.
There are a particular set of minimal requirements before you may consider establishing one day car insurance. These consist of, you must be 21 or over (minimal age could also be depending on the automobile). You should not have had any driving offences involving alcohol and or drugs in the previous three years. If you have some offences relating to dangerous or reckless driving then you would not be considered. Additionally if you have had any disqualifications within the previous three years or have nine or more penalty points, you then won't be provided this type of brief term cover. The principles are there because the insurance cover companies don't love risk. So if you happen to need one off one day car insurance, as long as you are a regular, non-dangerous car owner then you may get the cover that's needed.
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