When you want to get an insurance policy for your beloved furry friend, you probably aren t thinking about all of the things that could affect your insurance policy. Yes, there are tons of different policies out there, offered by various supermarkets and even actual insurance companies, but do you actually qualify for one of them? That s the big question, and the big question needs a big answer.
There are a few conditions or circumstances that might affect the price of any insurance policy that you would try to get. For instance:
Pre existing Condition: If your pet has been sick recently, or suffered from some sort of nasty disease at all during its lifetime, chances are you re going to need to pay quite a bit more for an insurance policy. Withholding this type of information from your insurance provider can result in the cancellation of your policy, or the worst case scenario, prosecution.
Age: The younger your dog is, the cheaper your insurance policy is going to be. Older pets tend to develop more issues later in life, so naturally the policy will be cheaper for a younger pet that is less likely to develop issues such as Hip Dysplasia. This is a very common occurrence in German Shepherds.
Overall Health: In many cases your coverage may be determined by the physical condition your pet is currently in. You may be required to take your pet in for a visit to a vet so its condition can be assessed. To avoid a negative conclusion it would be best to feed your pet the best food possible and make sure that they get a reasonable amount of exercise.
These are a few of the most important things to watch out for when dealing with pet insurance companies. Yes, there are a lot of different stipulations, but in the end you have to ask yourself whether or not it is worth it. For most people, the life of a beloved pet is definitely worth the expense as long as it does not interfere with their quality of life, which is what most pet insurance companies in this economy strive for.
Before you settle on any one insurance company, make sure that you shop around a little. By doing so you will ensure that you are getting the best deal possible. Some people make the mistake of being a bit impatient and choosing the first package that they come across. This is definitely the wrong way to shop! Check the requirements of each and every company, and if you think you can get a better deal elsewhere, then by all means give it a try.
If you are still at a loss you can always ask your vet. A good veterinarian will know exactly where to find the best pet insurance company, and most likely will be able to tell you which ones to avoid. Remember that some companies will pay as much as forty thousand pounds per incident, depending on what plan you get. This is money that you can use, so make sure you look into a good insurance plan!
Author Resource:
Derek Rogers is a freelance writer who writes for a number of UK businesses. For Dog Insurance, he recommends Healthy Pets, a specialist pet insurer.:http://www.healthy-pets.co.uk/dog-insurance.htm
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