Though females are, at present, classed as more careful car drivers with fewer excessive cost claims than guys, (which is why we can get cheap car insurance for women), there may be evidence that women are getting more and more aggressive behind the wheel and more prone to road-rage and competitive driving. They are additionally driving substantially longer distances. Nonetheless, until this information becomes available as an official government statistic, insurance companies can legitimately continue to provide low-priced vehicle insurance for women. Sorry to say, there isn't any comparable type of cheap car cover for males however there are methods that gentlemen can nonetheless profit from insurance providers favourable treatment of their girlfriend. Being a named driver on a woman's insurance policy can usually be cheaper than having your individual cover so it is worth looking into what's available. In case you do have your own policy, it typically helps to have a woman partner as an additional driver, as this will help bring your premium down.
There are three important reasons why insurance firms provide low-cost car insurance for women and they're as follows. Reason 1. It continues to be statistically demonstrated that women car drivers are significantly more careful drivers. Despite the fact that women car drivers are literally caught up in the same amount of accidents as males, their claims are generally smaller. Reason 2. For lady car drivers it is often the small prangs and dents from their motoring, where men do statistically drive at higher speed and in consequence have greater impact accidents causing more substantial damage which pushes up their insurance cover prices. Reason 3. The third reason that enables women to get cheaper cover, is that a large percentage, actually 90% of all traffic and road offences are likely to be committed by guys. So more fines and tickets goes hand in hand with larger automobile insurance premiums. Additionally as females tend to drive a lot less than guys, their risk of committing an offence or of being involved in an accident will constantly be dramatically lower.
As with any kind of insurance product it can pay to look around, and cheap car insurance for women is no exception to this. Historically, female's car insurance cover has been less expensive than other demographic groups, particularly for ladies below the age of 25, a fundamental factor being that females are less likely to be involved in an accident than men. Car insurance for females continues to be obtainable at more reduced charges as trends illustrate that ladies tend to purchase small sized, less expensive vehicles than males, which means they cost much less to repair than more expensive models leading to more reduced claims and less costly insurance cover. Some information about female drivers, and no it's no joke! Lady drivers are considered much less of a risk than their male rivals, vehicle insurance cover for females is on average 30% less costly than what's supplied to men. Government statistics within the United kingdom illustrate that 92% of convictions for driving offences are from men, meaning females are more law abiding car drivers. Females are seen as reduced risk by insurance providers as they've completely different driving habits to males. And finally (saved the very best until last!) Women behind the steering wheel are likely to be quicker to modify focus to deal with unforeseen events. Now, aren't you pleased you're a woman?
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