Riding a BMX bicycle gives people a big thrill, but there is a great deal of the possibility of injury involved. One reason for this risk is while riding the bicycle; you can be elevated off the ground as high as 20 feet into the air. For this and other reasons mentioned below, having bicycle insurance while riding in BMX games is a good practice.Even though there are foam pits in which people ride, the bicycle is the only thing protecting you if there is a crash. A crash can cause serious injury while not only simply riding the BMX bicycle, but especially while doing the many tricks such as the 180 on the bicycle; the bar spin; the Foot Jam Endo; and the Bike Stunt. The Bike Stunt is a general class of stunts which include Street riding, Skateparks, Vert riding, Trails, and Flatland riding. In Street riding there are many items with which you can collide that will cause you physical injury or damage to another persons property.Some common injuries are concussions, other head injuries, and abdominal injuries from falling on the handlebars. There is also a chance of ankle and shin injuries, as well as, serious knee and elbow injuries. As with a car, there is the possibility of hitting someone or damaging another person's property. Having insurance coverage can protect you from the loss of money by paying another person for damages you cause in an accident with your BMX bicycle. You can get travel insurance for your bicycle. There is theft and damage coverage. There is also public liability coverage and if you race your BMX bicycle, you can get racing insurance. All of this insurance gives you the added security of protecting you against financial loss for physical injury and personal injury to yourself and/or anyone else with whom you have an accident.