Do you want cheap rates for adequate coverage? Then read through and apply these well-proven tips for getting better rates...
1. Quit smoking if you want inexpensive health insurance. It's a sure fact that smokers are vulnerable to many health conditions and that they also die young.
This raises their risk to a health insurance carrier and therefore increases their rates dramatically. Once you quit smoking for up to twelve months tell your current insurer or reapply to another insurer and you will see a considerable reduction in your premium.
2. That extra weight will make you spend more in health insurance. An insured's Body Mass Index (BMI) is a serious factor that affects how much an individual pays as rate.
A high Body Mass Index will always get an expensive rate all other things being equal. When your BMI rating is high it shows that your weight is too much for your height. Put more effort into shedding excess weight as dropping even a few pounds could give you another BMI rating which means more affordable rates.
3. The use of tobacco in any form will increase your rates. For example, you'll pay a higher rate if you chew or snuff tobacco.
Therefore, you will help yourself get less expensive rates if you stay away from tobacco use in any form.
4. If you drive recklessly then expect to pay expensive health insurance rates. If you have many charges on rough driving or a history of street racing you will spend much more. This is because you'll become a bigger risk to your health insurance provider.
You'll lower your costs if you cultivate a better culture behind wheels. If you use a sports car or super bike, you'll likely pay a huge sum for health insurance. The higher probability of an accident means someone could be injured and require to make a claim.
5. Occupations that are seen a hazardous get more expensive rates. Switching to a safe vocation will lower your premium by a remarkable margin. If your profession exposes you to toxic substances, for instance, your rates will be much more than that paid by a comparable profile who probably works as a cashier in a bank.
Author Resource:
For more tips click here: Health Insurance Quotes and Affordable Health Insurance . Chimezirim Odimba helps people get sufficient insurance coverage cheap.
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