The Internet is one of the best tools available to help you shop for car insurance that offers the coverage you need for the price you want to pay. Being able to get car insurance quotes online saves you time and legwork, and can help you find the cheapest auto insurance for your needs. If you've never used an online insurance quotes system before, you may be hesitant to try it out - and you may not get the best results from shopping online for auto insurance. This information can help you choose the best auto insurance quotes comparison sites and make the most of the ability to find cheap auto insurance online.
Company Site or Comparison Site?
There are two basic types of online car insurance quotes comparison sites: company sites and comparison sites. Most insurance companies have a section that allows you to submit a request for a car insurance quote online. Generally, they'll only list information about the policies they offer, though a few exceptions will allow you to compare "typical" premiums from other companies to help you decide where you'll get the best deal. Comparison tools developed by and offered by one company can provide you with a great deal of detailed information about the policies and coverage offered by that one company. They can also provide you with a very detailed quote, and may provide you with a discount if you choose to buy your auto insurance through the website rather than through an insurance agent.
The other type of online insurance quotes comparison tool provides quotes from agents representing multiple companies. You simply fill out a simple form and the system will match you with three to five insurance companies that offer car insurance that matches your needs. The information requested may be as simple as your zip code and drivers' license number - or even just your zip code - just enough information to match you up with insurance companies that provide insurance in your area. Depending on the site, your information may be submitted to several insurance companies, which will then contact you with a preliminary quote, or the site may provide you with a generalized "average quote" and contact information for several insurance companies and agents.
Auto Insurance Quotes Comparison Sites
Multi-company sites give you access to a broader range of information, and are a good first step in your hunt for cheap car insurance. It's important to keep in mind, though, that many of the largest insurers don't list themselves with third-party online auto insurance quotes tools. If you want to do a comprehensive search for the cheapest auto insurance, you may need to visit the company websites for those insurance companies.
Whether you collect all of your quotes through a multi-company online insurance quotes comparison site or visit individual company websites to gather more information, looking for auto insurance quotes online can cut your time and legwork in half and help you find the cheapest and best auto insurance for your needs.
Author Resource:
Chris Robertson is an author of Majon International, one of the world's MOST popular internet marketing companies on the web.