Don't get caught with out motor car insurance, belief me it is much worse loosing your license or getting a fine that not paying for car insurance. When you lose your license your whole world can come to a end especially for people that have to drive to work every day. If you lose your license you will basically lose your work. Think fast and think smart pay a premium and be covered you might not know what is around the next corner. If you are in a accident without insurance the cost will be tremendously high for you paying off the other persons car etc.
The age factor is most likely the most important factor when it comes to premium evaluation! This said I will explain, it a recent studies it is proven that the younger drivers are the once that are more likely to get in a car accident due to inexperience behind the steering wheel and on the road. This does not mean the older drivers are less worse drivers that the youth but in most cases are more responsible and not boy racers!
The other factor is that if you are a woman you are most likely to get cheaper car insurance than the men. This is a hot topic between men and woman but in theory it is proven so if you are a woman you are very lucky. This works well in you favourite to get cheaper premiums on car insurance!
The last factor that will determine your premium at insurance companies are the proof of no claims and your driver experience. We all know to have no no-claims bonus will definitely work agents you in trying to get cheaper car insurance. The best car insurance prices goes to the people that have been driving for many years and in does years they have not claim any money back.
The best premiums go to the people with five years no claims and longer. To get a five year no claims take a long time and some very careful driving!
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