Hurricanes, such as KATRINA, IKE and DOLLY, spread devastation and destruction across the Gulf Coast of the United States. The aftermath of such a terrible event leaves victims afraid and frustrated. They are vulnerable. And they find themselves on an unfamiliar playing field - dealing with an unfair insurance company holding the money you need and acting like it makes all the rules.
Insurance Litigation
It is common for property insurance companies to wrongfully deny claims, or fail to adequately and promptly pay for the damage to a house or building after a natural disaster such as a hurricane, tornado or other storm. They say your damage is caused by flood or storm surge and it is not covered by your insurance policy. They give you unfairly low estimates to repair your damages. These insurance companies fail to properly pay for damages to your house or building, personal property and other coverage for which you have paid premiums, sometimes for many years. Fortunately, the laws of the states on the gulf coast provide excellent protection for consumers when they are treated unfairly. Find a hurricane claims dispute attorney who is committed to aggressively represent you if you have been treated unfairly by a big insurance company.
An experienced law firm will assemble a team of knowledgeable experts, including engineers and construction contractors, who will provide a second opinion as to what the insurance company claims is the cause, extent, and cost to repair the damage to your property. Additionally, when needed, a hurricane claim lawyer will work with certified industrial hygienists and licensed remediators who detect and identify toxic mold and asbestos. They know which questions to ask and which documents to request from insurance companies. Experienced lawyers don’t let insurance companies bully us or play games - because they know the rules.
The Best Part
Here's the best part. Most lawyers who focus their practice on hurricane claim denials, understand that you don't have the money to hire them after a catastrophe like a hurricane. They usually will take your case on a contingency fee basis. That means that you don't owe them any money unless they win a settlement or verdict in your favor. They make the insurance company come up with their fee. If the insurance company doesn't pay, they don't get paid.
Don't go it alone. Insurance companies are ready to reduce or deny your claim. An experienced lawyer will know the best way to get you paid what you deserve, in the fastest way possible.