A Las Vegas Auto Accident can be a horrible experience, and it's even worse when the person who caused the injury is either very poorly insured or has no insurance at all. Depending on the state you reside in, the minimum amount of coverage for an injury to the body or property damage can vary. But even after the purchase of the minimum amount of coverage, the medical bills usually will still be through the roof.
You must also consider the fact that getting into a car accident can be a life-changing event. And when a person can't get the insurance coverage they need, this only makes an already negative situation worse. If you have gotten into this kind of situation, it may be time to seek out a professional attorney who has experience in this field.
How well are we covered to begin with? This is the initial thing to try and ascertain. What is currently in place to protect me? Occasionally, the defendant's insurance company will not admit to the type or amount of coverage tat is present. Fortunately, an attorney can compel them to make this information available to you. Once this is done, you can immediately start to manage your own finances and pay your medical bills. Is there additional coverage available to you? Ar there other options for you? As the victim of a car accident, you need to determine the owner of the car, and if this person is different than the driver during the accident. Does a company own the vehicle in question, rather than an individual? If this is the situation, you can pursue coverage under the main insurance policy, as well as a larger umbrella policy.
Were there any other parties involved in the accident? All possibilities must be considered when dealing with a car accident. On occasion, another person could be partially responsible for the accident, and their insurance policies can be used as well. This may not be the easiest road to travel, but if your client is going to get more than just the minimum amount of coverage, all options must be considered.
Does the defendant have additional assets that can be drawn from? If the person who injured you is guilty for causing this situation, their own liability does not end with what their insurance is willing to cover. This person can be forced to use their personal assets to compensate for damages caused to you. Be aware that it's a difficult process to get compensated by the personal assets of another party unless they are unusually wealthy - even if you deserve the compensation.
Once the maximum amount of coverage has been totaled, and the defendants other assets have been examined, it is now time to come to a negotiation over the dispersion of these funds. These negotiations may take place over a period of time, between many injured parties, to come to on agreement on who is getting paid by the insurance company, and who gets paid by the defendant.
Insurance companies might also wish to be compensated, also. If they think they can benefit from also recovering for damages, they are free to attempt it. This process requires that you have a skillful lawyer to negotiate for you. It's tremendously difficult to manage all of the crucial issues yourself, especially if you are coping with injuries also. To perform these legal tasks during your recovery can be a herculean task. Finding an injury lawyer with a lot of experience and knowledge of how the system works is a crucial step to emerging from this process with what you deserve.
Author Resource:
Finding a good Personal Injury lawyer Las Vegas Attorney can be difficult. Author, Anthony Flores helps attorneys with their search engine marketing and helps them get clients when they search for an Probate lawyer Las Vegas . You can reach Mr. Flores for a free consultation at http://www.attorneymarketingnow.com
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