First National Bank advertises itself with the motto “How can we help you” and when the answer is “with my homeloan” FNB comes to the fore once again with fantastic and innovative new ways of not only getting the home loan you need but also helping you plan for your future. That’s why FNB has developed ‘Future Choice’, a home loan solution that helps you to plan ahead.
Of course you’re worried, worried about putting all your money in a place you can’t access it. What if you need that money for something else? What if you need to make improvements to your existing home? What if you need some of that money for school fees or a car service? That’s why you need the choice offered by FNB’s unique home loan solution, Future Choice. Future Choice means you can still access that extra few thousand rand via your home loan when your property grows in value. You could even use it to spoil yourself little…maybe take that honeymoon in Mauritius you just couldn’t afford all those years ago. The Future solution means that if your property value goes up, you can access that extra finance for whatever purpose you like. And even if your property value doesn’t go up, you can still access financing for home improvements.
And it’s not difficult to use either especially with highly experienced FNB home loan experts to ease your way. FNB home loan solutions make it really easy for you. Just apply for approval and you can take full advantage of the surplus in your home loan account. And, because any FNB home loan can qualify for Future Choice there’s no unnecessary delay!
The idea behind it is simple yet effective. If you want to create a surplus of let’s say R100 000.00 on your FN B home loan, simply register a bond that is that much higher that the purchase price of your property. In other words, if your home costs R600 000.00, register a bond of R700 000.00 and the extra R100 000. 00 is yours to play with.
You really can sleep soundly with this FNB home loan solution. It’s a progressive solution that affords you long-term security and of course the unique ability to access your funds. In addition, your monthly repayments are based on the funds that have been paid out, rather than the registered bond amount. As legal fees are a once-off, like the home loan registration itself, you will be saving time and money every step of the way. Above all, this is a flexible choice for future, a real Future Choice.
FNB also provides a unique and successful customer rewards programme, it’s a programme which allows you to earn eBucks on your home loan. eBucks is a system that allows you access to an excellent and wide range of products and services, either telephonically or online, in joining the FNB family you are encouraged to apply for membership, with Future Choice your eBucks will be rewarded on your payout amount.
Contact your nearest FNB branch today and ask to speak to one their home loan consultants, they will be able to answer any of the other questions you may have and start you on your way to first home loan with confidence. If you have any other questions, or simply wish to start applying for a home loan straight away, contact the FNB branch nearest you immediately. There’s a qualified home loan consultant just waiting to make your life easier.
Author Resource:
Danny Aaron manages the website http://www.isureins.co.za , a site devoted to providing you with the best information about FNB homeloans