Pay as you drive insurance is fast growing as a popular method of insuring motor vehicles in South Africa. More and more people prefer it, as they believe it to be a fairer method of determining how much you should pay for insurance each month. The nice thing is that cost effectiveness is not the only benefit to pay as you drive insurance!
Pay as you drive insurance is also an excellent method of security for your vehicle. Remember that you have just as much risk of your vehicle being stolen as you have of being in a collision, so you need to have as much security on your car as possible. Pay as you drive insurance will include installing a tracking device on your vehicle upon commencement of the policy. This tracker will work as a way of the insurance company figuring out how far you have travelled each month, so that they can bill you accordingly. This is naturally an excellent way of them keeping track of how much you should pay, but it also doubles up beneficially for the insurance company AND you.
The tracking device is installed in a place on your vehicle where it is virtually impossible for a thief to find it. This means that if your vehicle is stolen, the tracking company will be able to locate your vehicle and retrieve it. This helps your insurance company award you a cheaper premium because they will be able to rest assured that if your vehicle is stolen they will be able to track it down. This lowers your vehicle's risk profile! There is, naturally, still a risk when your vehicle is stolen. Firstly, you need to think that the thieves could cause damage to the car whilst they drive it. They will probably steal goods from within the car and will remove things that thus cause damage to your motor car. This is why it is also a good idea to install an immobiliser and gear lock to further prevent theft. You need to also insure your car sound system and any other items of value you may regularly carry in your vehicle.
There will always be a small fee you will have to pay for your theft risk, as the insurance company needs to know that they are covered for the retrieval costs of your vehicle should it be stolen. Furthermore, bear in mind that sometimes they cannot locate the vehicle, or it is sometimes badly damaged beyond repair.
It is easy to see how pay as you drive insurance is excellent for your security needs. If you show interest in acquiring a pay as you drive insurance policy you will be pleasantly surprised by the response you receive as the South African pay as you drive insurance company is very friendly and helpful. If there is anything you do not understand about the concept of pay as you drive insurance, speak to the company because they will be able to help you clarify any grey areas!
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For the best and only pay as you drive insurance in South Africa visit payasyoudrive.co.za .